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What Your Credit Score Can Do For You
When people talk about credit scores, the tone of the conversation normally takes on a negative aspect. It seems that people tend to be focused on the ?bad? side of the system. They cannot be blamed, however, as you can?t even begin to count all the horror stories about credit scores. Then [...]

Secured Personal Loans for Bad Credit
In the last post I talked about unsecured bad credit loans. There is another option for those of you who are saddled with a bad credit score. You can actually use secured personal loans to climb your way back up the credit score ladder. It is true, it doesn’t seem to be such a [...]

Getting Loans With A Bad Credit Score
Your first thoughts may be ?Is this possible?? Anyone who has taken even a brief look into the market would know that yes, it is indeed possible to take out a loan even with a bad credit score. Of course, that doesn?t mean that you have to be content with a bad credit [...]

Last Installment for Credit Score Killers
All right, here is the last post (for now) that will tackle practices that kill credit scores. In the last post, we talked about the importance of continuity when it comes to your place of residence and your job. Here are several more things that are factored in when coming up with an [...]

Yet More Ways to Pull that Credit Score Down
I just can?t seem to get enough of these little things that pull one?s credit score down. Then again, I believe the old saying that goes forewarned is forearmed. There have been too many stories in which a person goes and applies for a loan only to be rejected without him understanding the [...]

More Ways to Kill Your Credit Score
Some posts ago I listed three ways to kill your credit score. I believe that having the right information can help you avoid all sorts of mishaps and your finances are no different. So here are more ways to kill your credit score. Just in case you are missing the point, these [...]

Your Credit Score and Insurance
In the last post I talked about how your credit score can be used by potential and existing employers. As if this were not bad enough, there is another sector that is starting to use credit scores to determine the features of their services. Insurance ? whether it be personal, car, or home [...]

How Bad Credit Can Affect your Career
Bad credit has gotten all sorts of negative raps but this one might beat them all. Did you know that bad credit can actually affect your chances of getting a job? More so, a bad credit score can also have an effect on whether you keep your job or not. More and more, potential [...]

How to Kill Your Credit Score
Now who in the world would want to kill his credit score? The answer is, of course, absolutely no one. However, that doesn?t mean that knowing what it takes to kill a credit score is useless. In fact, it?s the opposite. Knowing exactly what kills your credit score will help you [...]

Build your Credit Score as you Give to Charity
Credit and charity might seem like strange bedfellows at first glance yet for those who have big hearts, there is a way for you to actually kill 2 birds with one stone. In the UK, there are some credit cards which automatically donate a percentage of your spending to a specific charity. Other [...]